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Find the best personal loan

HighlyRatedLoans.com

Searching on our site is FREE and will not affect your credit score

We are a personal loan comparison site.  We gather feedback from the most prominent online lenders, making it possible for consumers to quickly identify the right loan for their borrowing needs.

Filter by credit score:

Lender

Loan Features

Loan Amount

Score

More Info

  • APR: 4.66% - 35.89
  • Loan Term: Variable
  • Min. Credit Score: 580

up to

$50,000

  • APR: 4.83% - 14.49%
  • Loan Term: 36-60 months
  • Min. Credit Score: 680

up to

$24,999

4.5

4.5

  • APR: 5.31% - 35.99%
  • Loan Term: 24-60 months
  • Min. Credit Score: 0

up to

$35,000

4.0

(choose one)

  • APR: 29.9 - 88.9%
  • Loan Term: 1 - 36 mos
  • Min Credit Score: none

up to

$5,000

4.0

Getting a personal loan has never been easier

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Scan our highest rate lenders and filter according to your credit score

Select your lender and complete your application on their website

Pending final approval by your lender, receive money in your checking account within days

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Is a Personal Loan Right for Me?

If you do not have access to funds to make a purchase or pay down debt on your own then taking out a personal loan may be right for you. Personal loans can help consumers with a variety of needs in different credit situations. Paying down debt with a personal loan is a great solution for many Americans. They can help those stuck carrying large balances on credit cards making small or minimum payments-especially if the interest rates on your credit cards are higher than you would have with a personal loan. Consumers with good and excellent credit (720 and above) frequently see rates between 6% and 10% which is significantly lower than credit card rates and competitive with other methods of financing. Personal loans can make it easier to finance home improvements, purchase a car, or cover unexpected expenses.

  • Low interest rates and competitive offers
  • Rates offered are often better that credit cards
  • Ability to finance a variety needs and expenses
  • Easy and simple online application processes
  • Loans are unsecured and not tied to an asset
  • Consumers get their funds fast - usually in 1 to 5 business days
  • Bump in credit score for those consolidating credit card debt


  • Some lenders charge origination fees to process your loan 
  • Teaser rates are only offered to super prime applicants (780+ credit scores) 
  • Consumers with credit scores below 580 will have limited loan options

Pros of Personal Loans

Cons of Personal Loans

Get a FREE quote from your lender of choice

HighlyRatedLoans.com does the work and makes it easy for you to find a lender