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We are a personal loan comparison site.  We gather feedback from the most prominent online lenders, making it possible for consumers to quickly identify the right loan for their borrowing needs.

• APR: 4.83% - 14.49%
• Loan Term: 36-60 months
• Min. Credit Score: 700

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• APR: 4.66% - 35.89
• Loan Term: Variable
• Min. Credit Score: 58

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• APR: 5.31% - 35.99%
• Loan Term: 24-60 months
• Min. Credit Score: 0

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• APR: 5.31% - 35.99%
• Loan Term: 6 - 36 mos
• Min. Credit Score: 660

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Pending final approval by your lender, receive money in your checking account within days

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If you do not have access to funds to make a purchase or pay down debt on your own then taking out a personal loan may be right for you. Personal loans can help consumers with a variety of needs in different credit situations. Paying down debt with a personal loan is a great solution for many Americans. They can help those stuck carrying large balances on credit cards making small or minimum payments-especially if the interest rates on your credit cards are higher than you would have with a personal loan. Consumers with good and excellent credit (720 and above) frequently see rates between 6% and 10% which is significantly lower than credit card rates and competitive with other methods of financing. Personal loans can make it easier to finance home improvements, purchase a car, or cover unexpected expenses.

• Low interest rates and competitive offers
  
• Rates offered are often better that credit cards
  
• Ability to finance a variety needs and expenses
  
• Easy and simple online application processes
  
• Loans are unsecured and not tied to an asset
  
• Consumers get their funds fast - usually in 1 to 5 business days
  
• Bump in credit score for those consolidating credit card debt
  

• Some lenders charge origination fees to process your loan 
  
• Teaser rates are only offered to super prime applicants (780+ credit scores) 
  
• Consumers with credit scores below 580 will have limited loan options
  

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THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not make credit decisions, and does not charge any application fees. This Website does not constitute an offer or solicitation to lend. This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to match you with a lender. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be matched with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lending partners offer loans up to the advertised amount and not all lenders can provide you with the loan amount you requested. Loan amounts are determined by the lender based on individual creditworthiness. All financial terms of the loan will be provided to you by the lender. Loan terms, conditions, and policies vary by lender, state, and applicant qualifications. For details, questions, or concerns regarding your loan please contact your lender directly. In some situations, faxing or emailing of documents may be required. Cash transfer times may vary between lenders and may depend on your individual financial institution. Loan repayment periods could vary by lender and location. Not all applicants will meet the lending criteria to qualify for a loan.

Borrow Responsibly – A short-term loan is ideally used for short-term financial needs only, not as a long-term financial solution. Late or missed loan payments may be subject to increased fees and interest rates. Lenders may use collection services for nonpayment of loans. 3YearLoans.com recommends seeking credit counseling if you have financial difficulties.

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